Around this time each year, I sit down for a few minutes to make adjustments to our household budget. January is typically the time when we see changes in our paychecks. This year the FICA tax rate increased from 4.2% to 6.2%. You’ve probably already noticed the change in your net check this month. With that in mind, I’ll sit down later today to revisit our monthly income and expenses. I like to evaluate our giving, our debts, and our [...]
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